The Importance Of Academic Assistance To Students

Educational assistance is important for students especially those that have weak academic background. There are professional tutors who offer academic assistance to students of all ages. Tutoring is important in the life of students to help the student in strengthening the short comings in the academic performance. Tutoring is available for general subjects or specific subjects which a student has problem in understanding.

Tutoring is meant to unlock and expand a students full potential academically. It offers the student individual time that might not be possible when there are many other students in class. It deals with the individual weaknesses and difficulty that a student experiences in trying to pursue education and career. The lessons and assistance given to students is aimed at making them better learners in a personalized environment. It also enhances and instills confidence in students through focusing on the areas which are difficult to the learner and therefore helping the student to become a better student with excellent academic performance.

There are different types of educational assistance that students can choose from. There are on eon one, email, phone, and online among others. You can use a combination of either of these methods. Technological improvement has made it easy to get the assistance you need from anywhere. It is advisable to try out more than one type and see what works best for you. There are other improved ways to measure a student’s progress in the process of getting academic coaching from the tutors. Some of these include competitions, exams, chat forums and personal contributions. It is important to take your time and research for the best tutors available in Toronto to enable you get one that suits your academic needs and the needs of the young students.

Financial Assistance For Unemployed Single Mothers

Being a single unemployed mother can be a disastrous experience, especially with huge liabilities, dependability and responsibilities to shoulder. You need supplemental financial assistance and support to manage your necessities like food, shelter, education, child care, health and others with the limited fund you have.

There are exhaustive lists of monetary aid programs for unemployed mothers helping them meet the expenses of daily life and fulfill their set goals. The U.S. government, nonprofit organizations, private agencies, public associations and institutes have all come together to offset the costs of housing, education, health and medical needs through cash assistance and other supplemental programs.

List of Monetary Assistance Programs for Unemployed Mothers

College Educational Assistance

The Federal Pell Grant

Single unemployed mothers seeking to go back to college for higher degrees can apply for the Federal Pell Grant, America’s major educational program. The eligibility criteria depend on the income level and the financial need of the applicant. The grant amount has now been increased from $4050 to $5100 by President Obama for better financial assistance. Applicants must fill the Free Application for Federal Student Aid (FAFSA) form to apply for the program. Schools later contact the students, offering the required educational aid.

Title IV Grants

Unemployed mothers can now avail several educational grants under Title IV of the Higher Education Act of 1965 by filing the FAFSA form. The grant programs available under this are:

• Federal Pell Grant

• Academic Competitiveness Grant (ACG)

• National SMART Grant

• Federal Supplemental Educational Opportunity Grant (FSEOG)

• Leveraging Educational Assistance Partnership and Special LEAP Grants

There are few loan programs too:

• Federal Family Education Loan (FFEL)

• Direct Loan

• Federal Perkins Loan

Many nonprofit organizations like Jeanette Rankin Foundation Scholarship Program, Seattle Milk Fund, and others also offer scholarship or grant programs to boost needy unemployed mothers for higher education.

Housing Assistance

USDA Rural Development

This rental program offers vouchers, ongoing rental assistance and subsidies to unemployed individuals that facilitates in paying monthly rent. Rural Rental Housing Loans and Housing Preservation Grants are other rental programs that offer affordable, decent and safe housing assistance.

Besides, many towns and cities also offer housing grants to unemployed single mothers with discount and mortgage plans.

Health and Nutrition Assistance

Supplemental Nutrition Assistance Program (SNAP)

SNAP, earlier known as food stamp program, helps with grocery expenses and offers nutrition assistance to several unemployed low-income single mothers. It works with nutrition educators, state agencies and other local organizations to offer food aid to eligible individuals. Financial resources and household income are the basic determining criteria for eligibility.

Woman, Infant, Children Program (WIC)

WIC is a federally funded Special Supplemental Nutrition Program that offers food assistance program to unemployed individuals, infants and children up to five years of age who are at nutritional risk. The program offers bread, peanut butter, juices, dairy products and other healthy food or meals for women. The funding is offered by the federal government to WIC State agencies, located in all the 50 states and also the territories.

Medicaid

It is a federal funded program for the needy families to provide for the cost of prenatal care, labor, delivery, and care for 60 days after birth. Age, income, disability, pregnancy and financial resources are the basic criteria for eligibility. The money is however, not paid directly, but it reimburses the doctor or any medical supplier for their service. States can opt to either offer full Medicaid coverage or even limit the funds supply to certain cases.

Utility Help

Many financially constrained unemployed mothers find it difficult to afford to stay warm in the cold winters due to high electric and heating bills. Many utility benefit programs are offered that compensate the bills and also provide weatherization services for home energy efficiency. The local or town utility company can provide information about the available programs.

Tuition Assistance for Military Spouses

Life for a military spouse can sometimes be lonely. Amidst all the glamour and valor of a military life, there exists a vacuum for the better halves of servicemen and women.

Frequent moving and busy schedules often result in spouses of active duty service members not being able to forge permanent social bonds with people around them. It also means that they sometimes have to give up on their own dreams and aspirations of having a normal career to be able to accompany their spouses to different and often difficult deployments.

But it doesn’t have to be so. When a person decides to join the armed forces, it’s not just him, but his entirely family that has to make sacrifices. The least this country can do to thank them for all their sacrifices is make sure that they get an opportunity to chase their dreams.

Military Spouse and Family Educational Assistance programs have been instituted with the aim that family members of active duty military personnel and veteran are able to fulfill their academic and career goals.

Here are a few financial assistance programs for military spouses that they can take advantage of to get a flexible education or vocational training and kick start their dream career:

Military Spouse Career Advancement Accounts (MyCAA):

This financial assistance program is administered by the Department of Defense (DoD) and offers financial assistance to military spouses pursuing education or vocational training that leads to portable career fields.

Portable careers are professions that you can take with you wherever you go. These careers allow you to continue on the same path whenever you move from city A to city B, eliminating the need to start over every time your spouse shifts base.

Because of the advances in technology, a lot of careers have now become portable and can even be pursued from home. All you need is a high speed Internet connection, a telephone and a fax machine and you have your home office ready to work as an accountant, graphic designer, freelance writer and editor, medical transcriptionist, medical coding and billing specialist, online tutor, virtual assistant, or whatever in the world that you enjoy doing!

As part of the MyCAA program, financial assistance to the tune of $4000 with a yearly cap of $2000 is available to spouses of active duty service members. Spouses pursuing professional certifications or licensures are offered waivers of up to $4000.

Some of the other eligibility criteria for accessing MyCAA funding include:

Spouses of applicants must be active duty service members in pay grades E1-E5, W1-W2, and O1-O2.
Applicants must complete their academic program within three years of taking the first course.
Applicants must be enrolled in a course approved by MyCAA Financial Assistance (FA) document.

It’s a need-based grant, which means it does not need to be repaid. The funding is released directly to the school where the applicant is enrolled. The MyCAA program pays tuition for education and vocational training courses as well as fee for licensing and/or credentialing exams.

Other Assistance Programs:

Post-9/11 GI Bill Transferability: As part of this program, career service members are allowed to share their GI Bill education benefits with immediate family members. The important thing to remember is that service members have the mandate to share only the “unused” portion of their education benefits with their family members that include their spouse and/or children.

For those who are unaware about the details of this program, the Post-9/11 GI Bill provides financial assistance to service members pursuing graduate or undergrad degrees and technical or vocational training among other educational programs and/or credentialing exams.

Financial assistance under the Post-9/11 GI Bill is offered in the form of tuition and fee payment, books and supplies stipend, housing allowance, etc.

State and Private Education Benefits:

Some states offer education benefits to the spouses and children of deceased, Missing in Action (MIA), Prisoner of War (POW) and disabled veterans, while a pool of over $300 million in private scholarships and grants is available to surviving spouses and families of military members and veteran.*1

College Grants For Stay at Home Moms Are Available to Pay For Your Education

Stay at home moms who want to go finish a degree have no excuse for earning their diplomas now that the Internet has come into existence and there are many types of grants and scholarships available to pay for your education.

A lot of information can be found online about financial aid, both locally and internationally. Everything can now be made available, even if you are at home. Funds are available from various organizations that you can find online. Grants and scholarships are the best options because these programs award you free money to pay for your education expenses and your tuition.

Obtaining federal assistance is simple and you only have to comply with a few requirements.

If you are a single mother and want to help then go online and visit fafsa.edu.gov. Locate and complete the FAFSA or Free Application for Federal Aid. The FAFSA will help the government decide which financial aid is best for you condition and you may obtain aid from the federal government, state, or from institutions.

Other Federal Funded Aids that single moms can try are as follows:

1. The FSEOG or Federal Supplemental Educational Opportunity offers $100 to $4,000 aid per year for applicants with lowest family contributions.

2. Pell Grants are for incoming first year students who are currently enrolled in a full time curriculum. Each year, the Pell Grant changes its award rate and for this school year (2009-10), the fund is at a range of $5 – $350 per scholar.

3. TEACH or Teacher Education Assistance for College and Higher Education offers a generous award of up to $4000 for those who want to earn a degree in Education. This program is specifically for students who wish to work in elementary or secondary schools for low-income families.

4. Lastly, the Academic Competitiveness (ACG) program offers $750 for incoming first years and $1,300 for those already in second year.

If you have missed out on your education before now is the chance to get a degree and complete your education with a scholarship or a grant without having to worry about how are you going to pay for it.

How to Get the Best Educational Consultant for Your Child

All parents want to provide the best education for their children. Parents who want to home school their child require support from an educational associate. An educational associate helps them create a balanced curriculum and assessment program- a complete educational plan for their child.

So, how do you find the most suitable educational planner? This process requires some due diligence in which the parents closely analyze certain characteristics. Here are some characteristics that you must look for in a professional educational associate:

1. Should Have Prior Experience working with Individual Students
It is essential that the educational associate you choose has some prior experience working with individuals. The experience helps them to deal with your child in a better way. They must understand that each child has his or her key strengths and weaknesses. This can help them develop a special customized educational plan for your child according to his or her learning pace and ability.

2.Should Have Experience in a Specific Area
In case your child takes special education services, you must choose a consultant who has thorough knowledge of all related laws for such services. In addition, you may ask specifications about the services to gauge the consultant’s understanding of the specialty. This is important in order to provide top quality education for your child.

3. Should Have Adequate Knowledge about Academic Assessments
The educational consultant should have in depth knowledge about how to prepare and conduct student academic assessments. You want to ensure that your consultant is well aware of the criteria, pertaining to the learning capacity and pace of your child. You may ask them to elucidate the entire assessment process for your own satisfaction.

4. Should have some Certification in Educational Psychology
Your child may have special needs, so you need to make sure your educational assistant has adequate knowledge in that area. Educational consultants help deal with children who have special needs such as behavioral problems. The accreditation ensures that the consultant has prior experience in that specialty.

5. Should have a good chemistry with the Family
An educational assistant should be able to make the child and his or her family comfortable. This is important as it makes it easier for the family to share relevant information about their child. This information can be necessary to create a customized curriculum and assessment plan. Therefore, this can enable parents and consultants to work together to maximize learning potential of the child.

Military Educations Benefits Explained: Post 911 GI Bill and More

If you are looking to further your education and are attached to the military in any way, make sure you take full advantage of your military education benefits, specifically the GI Bill. Don’t let it go to waste. Here are some of the basics of what you should know about your military education benefits and what they can do for you.

Military education benefits you may be eligible for include:

The Post-9/11 GI Bill (New)
The Montgomery GI Bill (Traditional)
The Reserve Education Assistance Program (REAP)

What exactly is the GI Bill?

The GI Bill is actually a variety if bills in place to help active military, veterans and their family members pay for a higher level of education. This involves financial assistance for education-related expenses such as tuition, books, supplies and housing allowances.

David Munõz from Colorado Springs, former Senior Airman/E4 of the United States Air Force, has this to say about the Post 9/11 GI Bill that he is currently using to pay for a 2 year educational program:

“The Government pays my school directly for my tuition and fees, sends me a $500 stipend every semester for books, and gives me a monthly living allowance based on my zip code. All of this allows me to attend school full-time and focus on studies without having to work a full-time job. It’s working out great for me.”

Top 5 Benefits of the GI Bill

The money is totally non-taxable.
It works for a variety of educational program types.
There is usually enough money to cover all educational expenses, and depending on the program, living expenses as well.
With the added funds for living, you may be able to go to school full time and not have to work on the side, allowing you to focus on your studies and finish faster.
It’s good for 10 years after you leave the service and will likely cover your entire educational experience.

What can these benefits be used for?

Vocational or occupational training
Technical training
Undergraduate degrees
Graduate degrees

How do I apply for the GI Bill?

You can apply for the GI Bill with the Department of Veterans Affairs by filling out a simple form.

When and how do I use my benefits?

You can begin using your military benefits after two years of service. Although you can use your educational benefits as an active duty service member, it is advised that you wait until after you have completed your service to get the most out of it.

Who do I contact for more information about military education benefits?

The Department of Veterans Affairs
Your commanding officer
A financial advisor at your chosen college campus

1 – The Post-9/11 GI Bill

The US Department of Veteran Affairs describes the Post-9/11 GI Bill as “financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill.”

If this applies to you, check out this list of approved training opportunities and find something that fits your lifestyle. Career-focused training programs are a great way to get started.

Approved Training for Post-9/11 GI Bill

Graduate and undergraduate degrees
Vocational, technical trades, or career training
On-the-job training, flight training
Correspondence training
Licensing and national testing programs
Tutorial assistance

What might be a little confusing is that they also say training and apprenticeships are not covered under this bill, but are due to be added as of October 1, 2011, along with many other benefits covered under the MGI Bill that were left out of the new bill.

2 – The Montgomery GI Bill

The US Department of Veteran Affairs describes the Montgomery GI Bill (MGIB) as “available for those who enlist in the U.S. Armed Forces. Under Chapter 30, Active Duty members enroll and pay $100 per month for 12 months; and are then entitled to receive a monthly education benefit once they have completed a minimum service obligation. Under Chapter 1606, a reservist must be actively drilling and have a 6-year obligation in the Selected Reserve to be eligible.”

This bill will apply to the majority of military seeking financial assistance for education. It can be used for a variety of educational programs ranging from graduate to vocational studies.

3 – The Reserve Education Assistance Program (REAP)

The US Department of Veterans Affairs explains REAP as a program that “provides educational assistance to members of National Guard and reserve components – Selected Reserve and Individual Ready Reserve (IRR) – who are called or ordered to active duty service in response to a war or national emergency as declared by the President or Congress.”

Eligibility depends on active duty served on or after Sept.11, 2001. If you have served at least 90 consecutive days or an accumulated total of three or more years, you may be eligible for these benefits. Eligibility based on continuous service constitutes payments based on the number of continuous days served, while eligibility based on active duty service accumulation of three or more years constitutes the full allowable payment.

If you are a reservist in any branch of the military, make sure to look into these benefits and take advantage of what you are eligible for; you won’t regret it.

Approved Training for REAP

Undergraduate, graduate, or post-graduate courses
State licensure and certification courses
Courses for a certificate or diploma from business, technical or vocational schools
Cooperative training
Apprenticeship or on-the-job training
Correspondence courses
Independent study programs
Flight training;
Entrepreneurship training
Remedial, deficiency, or refresher courses needed to complete a program of study
Preparatory courses for tests required or used for admission to an institution of higher learning or graduate school

Outsource Tuition Assistance Administration

Does your company offer Tuition Assistance to employees but still administers the reimbursement program the old-fashion way? A valued employee has the task of tracking employee classes, dollars spent and follow-up. This in-house tuition administrator spends time tracking down employees to make sure the class was taken and the grade was acceptable to the policy. Employees who did not finish the class have to be hounded to repay the costs and that takes time and energy.

The in-house tuition administrator is usually not an expert on helping employees choose majors and degrees and help them align the degree with career goals. The HR Information Systems may not have the software to provide the reports and tracking of employees.

Outsourcing Education Assistance is a way to save valuable time and money. There are several Tuition Assistance Management companies whose core business is helping companies with tuition administration, from providing expertise in developing tuition policies to software systems and reporting to customer service and academic advising.

Some benefits of outsourcing are:

• HR Administrative Costs and Overhead Reduced. Tuition Assistance Administration saves time and money through a streamlined automated approval process and a support staff trained at handling employee calls.
• Negotiated Discounts from Schools. Reimbursement Administrators work with top spend schools for discounts and a portion of these discounts is passed to the company.
• Reporting Gives More Information to Company. The outsourced administration provides reports on expenditures, transactions, amount spent per school, amount spent by department and other reporting functions.
• Academic Advising Can Save Time and Money Off a Degree Plan. Academic Advising can save $2000 or more per employee or more on each degree plan.

Outsourcing Tuition Assistance is an easy way to free up valued employees’ time. The outsourced administrator provides transaction functions, customer service functions and reporting functions. The company can be assured their corporate education programs will provide the education to employees while relieving valued employees of these mundane transaction functions.